Terms of Use

Effective Date: September 8, 2025

Binding Contractual Terms

By using the website of RealTechee Inc. (together with its affiliates, "RealTechee"), or by downloading or using our mobile applications, including all Content (as defined below), or by accessing the Services (as defined below), You signify that: (i) You have read and You understand these terms and conditions ("Terms of Use"); and (ii) these Terms of Use have the same force and effect as a signed agreement on paper.

"You" Defined; Your Status

RealTechee offers the Services that are subject to these Terms of Use, as well as other financial products or services, to various types of persons. Under these Terms of Use, the term "You" is defined, and each person that uses any part of the Services is bound, as follows:

Services

Each of the Services is, or collectively are, the services provided by, or hosted by, one or more of the RealTechee entities. The Services include:

• The provision of RealTechee's websites (each "RealTechee's Site" or a "Site")

• The mobile application of RealTechee ("RealTechee's App")

• Subject to applicable qualifications and to RealTechee's approval, the provision of any account (a "RealTechee Account")

• Any financial product or service offered, or provided, by us, which product or service may be obtained in connection with any of the Services

Eligibility

You affirm that You are at least 18 years of age and are fully able and competent, in accordance with applicable laws and regulations, to enter into the terms, conditions, obligations, affirmations, representations, warranties, and indemnification set forth in these Terms of Use.

Acceptable Use

You agree to use RealTechee's Services only for lawful purposes and in accordance with these Terms of Use. You agree not to:

• Use the Services for any unlawful purpose or to solicit others to perform unlawful acts

• Violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances

• Infringe upon or violate our intellectual property rights or the intellectual property rights of others

• Submit false or misleading information

• Upload or transmit viruses or any other type of malicious code

• Spam, phish, pharm, pretext, spider, crawl, or scrape

Intellectual Property Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of RealTechee Inc. and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices.

Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

Limitation of Liability

In no event shall RealTechee Inc., nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

Disclaimer

Your use of Service is at your sole risk. Service is provided on an "AS IS" and "AS AVAILABLE" basis. Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

Governing Law

These Terms shall be interpreted and governed by the laws of the State of California, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Contact Information

If you have any questions about these Terms of Use, please contact us:

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.